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United Bank Pakistan Review


United Bank Limited (UBL) is one of the largest commercial banks in Pakistan and has more than 1,320 branches inside the country. Its 15 branches outside the country are in the United States of America, Qatar, UAE, Bahrain, and Republic of Yemen. It also has representative offices in Beijing, China, Tehran, Iran, and Almaty, Kazakhstan. It owns subsidiaries in the UK (United National Bank Limited), and in Zürich, Switzerland.


Agha Hasan Abedi founded the bank in 1959. In 1971 the Government of Pakistan nationalized the bank. In 2002, the Government of Pakistan sold it in an open auction to a consortium of Abu Dhabi Group and Bestway.

In 2002, the bank merged its operations in the UK with those belonging to National Bank of Pakistan to form United National Bank Limited. United Bank owns 55% of the joint-venture and National Bank of Pakistan owns the remainder.

Online banking

Muhammad Shafiq khan The Ex-president of UBL thought it prudent to initiate UBL’s state of the art online banking. Through this facility customers are able to access their account from more than 1200 branches located in 150 cities across Pakistan. Transactions such as Cash Deposit, Cheque Encashment, Stop Payment, Account Statement, Funds Transfer, Bill Payments are done online without the need to travel to the local branch.

Awards and Honors

In the maiden Pakistan Banking Awards, held in Karachi in May, 2016, UBL was crowned as the Best Bank of Pakistan by the jury. They were appreciative of the bank’s efforts to contribute towards national development and the effective management of its resources including its employees, clients, franchise, community and financials.

Other subsidiaries

UBL Fund Managers Limited…..


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